2015年職稱(chēng)英語(yǔ)理工類(lèi)補(bǔ)全短文模擬題(4)

    重點(diǎn)推薦：2015年職稱(chēng)英語(yǔ)理工類(lèi)補(bǔ)全短文模擬題匯總

　　2015年職稱(chēng)英語(yǔ)理工類(lèi)補(bǔ)全短文模擬題(4)

　　Cancer Not Covered by Most Health Insurances, Cancer Insurance to the Rescue

　　There are 1.2 million Americans diagnosed with cancer every year. (1) The cost of cancer diagnostics, operation or removal and cancer treatment are overwhelming to the victim and to their families as well. I should know, several of my family members have died from cancer over the last 13 years. Getting cancer insurance can help ease these financial burdens and give peace of mind to you and your family.

　　What many people don’t realize is most regular health insurance policies do not cover cancer treatment. (2)Some treatments are very expensive. Expenses for cost of travel to a cancer treatment facility are not also covered by health insurance policies.

　　My friend’s wife had cancer and thank God she survived. During the treatment, they had to coordinate transportation from friends to a get her to her daily treatments. This caused a lot of stress on my friend. (3) I pay about $88 bucks a month. It would have been cheaper $47, but I got the kind that returns all of my premiums to me after 25 years minus any money that has been paid out on claims. (4) I am still amazed at how robust the plan is. It has a rider that pays $350 per pay to me if any of us need radiation or chemo therapy. This would cover me for missed work or transportation costs or to hire friends to help in any way I need.

　　(5) The coverage for this type of insurance may comprise of: Treatments while being an in-patient as well as being an out-patient. This includes radiation, chemotherapy, medications, etc; Transportation and living expense if cancer treatment is made out of town. Payment of traveling expenses for specialists may also be part of the coverage; Ambulance or air ambulance service when needed by the victim; Full-time nursing care and facility when treatment is made away from the victim’s residence; Reconstruction and prosthesis may be part of the insurance plan; Special diagnostic tests needed to determine type of cancer may be covered by the plan.

　　A.Most health insurance policies do not cover this “specified disease” or “dreaded disease”.

　　B. The price of such insurance may surprise you

　　C. Although some policies include a few cancer diagnostic tests or minimal treatment, they not cover the whole gamut of cancer treatment. After that experience about 3 years ago, I bought a cancer insurance policy that covers my family.

　　D. Cancer insurance is a supplement to health insurance assuring that treatment and incidental expenses are covered should such illness arise.

　　E. So, if I don’t have a claim, I get all of my premiums back.

　　正確答案:ACDFE

　　解析:1.上一句話說(shuō)，每年有1200萬(wàn)人被診斷患有癌癥。接下來(lái)是，A多數(shù)的保險(xiǎn)單都不包括這種“具體的”或者“可怕的”疾病。后面進(jìn)而提到診斷治療癌癥的費(fèi)用讓患者的家庭不堪重負(fù)。

　　2.上一句話說(shuō)，許多人還沒(méi)有意識(shí)到大多數(shù)常規(guī)的保單都不包括癌癥的治療。接下來(lái)進(jìn)一步解釋?zhuān)珻盡管一些保單包括一些診斷檢查和最低的治療，它們不包括整個(gè)治療的費(fèi)用。

　　3.前面提到作者朋友妻子治療癌癥的經(jīng)歷。接下來(lái)，D那件事以后，大約3年前，我買(mǎi)了一份保全家的保險(xiǎn)。后面具體說(shuō)了保險(xiǎn)的情況。

　　4.前一句說(shuō)我買(mǎi)的保險(xiǎn)25年后返還減掉理賠付過(guò)的費(fèi)用之外的全部保費(fèi)。接下來(lái)進(jìn)一步闡述，F(xiàn)如果我沒(méi)有理賠過(guò)，我將拿回所有的保費(fèi)。

　　5.這一段主要講的是癌癥保險(xiǎn)的性質(zhì)和包括的項(xiàng)目，開(kāi)頭一句為主題句：E癌癥保險(xiǎn)是醫(yī)療保險(xiǎn)的補(bǔ)充，如果得了癌癥，它可以保證治療費(fèi)用和額外開(kāi)銷(xiāo)的支付。

      環(huán)球網(wǎng)校友情提示：如果您在此過(guò)程中遇到任何疑問(wèn)，請(qǐng)登錄環(huán)球網(wǎng)校職稱(chēng)英語(yǔ)頻道及論壇，我們隨時(shí)與廣大考生朋友們一起交流!

      編輯推薦：

     2015年職稱(chēng)英語(yǔ)考試準(zhǔn)考證打印時(shí)間

     2015年職稱(chēng)英語(yǔ)考試備考經(jīng)驗(yàn)匯總

     2015年職稱(chēng)英語(yǔ)考試技巧匯總