銆€銆€鍠爡(xi脿ng)閬告搰椤�

銆€銆€1銆� 涓嬪垪闂�(gu膩n)浜庝綔妤�(y猫)鎴愭湰瑷�(j矛)绠楁硶鐨勮〃杩颁腑锛岄尟(cu貌)瑾ょ殑鏄�(銆€銆€)銆�

銆€銆€A.浣滄キ(y猫)鎴愭湰瑷�(j矛)绠楁硶鐨勫熀鏈寚灏�(d菐o)鎬濇兂鏄�“浣滄キ(y猫)鑰楃敤璩囨簮锛岀敘(ch菐n)鍝佽€楃敤浣滄キ(y猫)”

銆€銆€B.璩囨簮鍕�(d貌ng)鍥犳槸鎶婅硣婧愬韩鍍�(ji脿)鍊煎垎娲惧埌鍚勪綔妤�(y猫)涓績鐨勪緷鎿�(j霉)

銆€銆€C.闋�(y霉)绠椾綔妤�(y猫)鎴愭湰鍒嗛厤鐜�=闋�(y霉)瑷�(j矛)浣滄キ(y猫)鎴愭湰/瀵�(sh铆)闅涗綔妤�(y猫)鐢�(ch菐n)鍑�

銆€銆€D.鏌愮敘(ch菐n)鍝佺暥(d膩ng)鏈熺櫦(f膩)鐢熸垚鏈�=鐣�(d膩ng)鏈熸姇鍏ヨ┎鐢�(ch菐n)鍝佺殑鐩存帴鎴愭湰+鐣�(d膩ng)鏈熻┎鐢�(ch菐n)鍝佽€楃敤鐨勫悇闋�(xi脿ng)浣滄キ(y猫)鎴愭湰

銆€銆€銆愮瓟妗堛€慍

銆€銆€銆愯В鏋愩€戦爯(y霉)绠椾綔妤�(y猫)鎴愭湰鍒嗛厤鐜�=闋�(y霉)瑷�(j矛)浣滄キ(y猫)鎴愭湰/闋�(y霉)瑷�(j矛)浣滄キ(y猫)鐢�(ch菐n)鍑�锛岄伕闋�(xi脿ng)C閷�(cu貌)瑾ゃ€�

銆€銆€2銆佸湪鐝�(xi脿n)浠ｆ矁鐖捐⿻鍒嗘硶涓紝鏌愬叕鍙哥附璩囩敘(ch菐n)鍫�(b脿o)閰巼鐨勬(bi膩o)婧�(zh菙n)瑭曞垎鍊肩偤20鍒�锛屾(bi膩o)婧�(zh菙n)姣旂巼鐐�5.5%锛岃妤�(y猫)鏈€楂樻瘮鐜囩偤15.8%锛屾渶楂樿⿻鍒嗙偤30鍒嗭紝鏈€浣庤⿻鍒嗙偤10鍒�锛孉浼佹キ(y猫)鐨勭附璩囩敘(ch菐n)鍫�(b脿o)閰巼鐨勫(sh铆)闅涘€肩偤10%锛屽墖A浼佹キ(y猫)鐨勮┎闋�(xi脿ng)寰楀垎鐐�(銆€銆€)鍒嗐€�

銆€銆€A.15.63

銆€銆€B.24.37

銆€銆€C.29.71

銆€銆€D.26.63

銆€銆€銆愮瓟妗堛€態

銆€銆€銆愯В鏋愩€戠附璩囩敘(ch菐n)鍫�(b脿o)閰巼姣忓垎姣旂巼鐨勫樊=(15.8%-5.5%)/(30-20)=1.03%锛孉浼佹キ(y猫)鐨勮┎闋�(xi脿ng)寰楀垎=20+(10%-5.5%)/1.03%=24.37(鍒�)

銆€銆€3銆佷笅鍒楀悇闋�(xi脿ng)涓�锛屽爆浜�“宸ユ檪(sh铆)鐢ㄩ噺妯�(bi膩o)婧�(zh菙n)”绲勬垚鍏�(n猫i)瀹圭殑鏄�(銆€銆€)銆�

銆€銆€A.鐢变簬瑷�(sh猫)鍌欐剰澶栨晠闅滅敘(ch菐n)鐢熺殑鍋滃伐宸ユ檪(sh铆)

銆€銆€B.蹇呰鐨勯枔姝囨垨鍋滃伐宸ユ檪(sh铆)

銆€銆€C.鐢变簬鐢熺敘(ch菐n)浣滄キ(y猫)瑷�(j矛)鍔冨畨鎺掍笉鐣�(d膩ng)鐢�(ch菐n)鐢熺殑鍋滃伐宸ユ檪(sh铆)

銆€銆€D.鐢变簬澶栭儴渚涢浕绯荤当(t菕ng)鏁呴殰鐢�(ch菐n)鐢熺殑鍋滃伐宸ユ檪(sh铆)

銆€銆€銆愮瓟妗堛€態

銆€銆€銆愯В鏋愩€戝伐鏅�(sh铆)鐢ㄩ噺妯�(bi膩o)婧�(zh菙n)鏄寚浼佹キ(y猫)鍦ㄧ従(xi脿n)鏈夌殑鐢熺敘(ch菐n)鎶€琛�(sh霉)姊濅欢涓嬶紝鐢熺敘(ch菐n)鍠綅鐢�(ch菐n)鍝佹墍鑰楃敤鐨勫繀瑕佸伐浣滄檪(sh铆)闁�锛屽寘鎷皪鐢�(ch菐n)鍝佺洿鎺ュ姞宸ュ伐鏅�(sh铆)銆佸繀瑕佺殑闁撴瓏鎴栧仠宸ュ伐鏅�(sh铆).浠ュ強涓嶅彲閬垮厤鐨勫虎娆″搧鎵€鑰楃敤鐨勫伐鏅�(sh铆)绛�銆傞伕闋�(xi脿ng)A銆丆銆丏鐐烘剰澶栨垨绠＄悊涓嶇暥(d膩ng)鎵€鍗犵敤鐨勬檪(sh铆)闁�锛屼笉灞簬宸ユ檪(sh铆)鐢ㄩ噺妯�(bi膩o)婧�(zh菙n)鐨勭祫鎴愬収(n猫i)瀹广€�

銆€銆€4銆� A鍏徃鏄湅鍏�(n猫i)-瀹舵サ鍏峰奖闊垮姏鐨勬苯杌婂叕鍙革紝宸茬煡瑭插叕鍙哥殑β绯绘暩(sh霉)鐐�1.33锛岀煭鏈熷湅搴埜鍒╃巼鐐�4%锛屽競鍫翠笂鎵€鏈夎偂绁ㄧ殑骞冲潎鏀剁泭鐜囩偤8%锛屽墖鍏徃鑲＄エ鐨勫繀瑕佹敹鐩婄巼鐐�(銆€銆€)銆�

銆€銆€A.9.32%

銆€銆€B.14.64%

銆€銆€C.15.73%

銆€銆€D.8.28%

銆€銆€銆愮瓟妗堛€慉

銆€銆€銆愯В鏋愩€慠=Rf+8×(Rm-Rf)=4%+1.33X(8%-4%)=9.32%

銆€銆€5銆佷笅鍒楄〃杩颁腑锛屼笉灞簬闆嗘瑠(qu谩n)鍨嬭病(c谩i)鍕�(w霉)绠＄悊楂斿埗鍎�(y艒u)榛�(di菐n)鐨勬槸(銆€銆€)銆�

銆€銆€A.鏈夊埄浜庡湪鏁村€�(g猫)浼佹キ(y猫)鍏�(n猫i)閮ㄥ劒(y艒u)鍖栭厤缃硣婧�

銆€銆€B.鏈夊埄浜庤(di脿o)鍕�(d貌ng)鍚勬墍灞柈浣嶇殑涓诲嫊(d貌ng)鎬�銆佺⿳妤垫€�

銆€銆€C.鏈夊埄浜庡(sh铆)琛屽収(n猫i)閮ㄨ(di脿o)鎾ュ児(ji脿)鏍�

銆€銆€D.鏈夊埄浜庡収(n猫i)閮ㄩ噰鍙栭伩绋呮帾鏂�

銆€銆€銆愮瓟妗堛€態

銆€銆€銆愯В鏋愩€戦噰鐢ㄩ泦娆�(qu谩n)鍨嬭病(c谩i)鍕�(w霉)绠＄悊楂斿埗锛屾湁鍒╀簬鍦ㄦ暣鍊�(g猫)浼佹キ(y猫)鍏�(n猫i)閮ㄥ劒(y艒u)鍖栬硣婧愰厤缃�锛屾湁鍒╀簬瀵�(sh铆)琛屽収(n猫i)閮ㄨ(di脿o)鎾ュ児(ji脿)鏍�锛屾湁鍒╀簬鍏�(n猫i)閮ㄩ噰鍙栭伩绋呮帾鏂藉強闃茶寖鍖巼棰�(f膿ng)闅�(xi菐n)绛�銆傚悇鎵€灞柈浣嶇己涔忎富鍕�(d貌ng)鎬�銆佺⿳妤垫€ф槸闆嗘瑠(qu谩n)鍨嬭病(c谩i)鍕�(w霉)绠＄悊楂斿埗鐨勭己榛�(di菐n)銆�

銆€銆€6銆� 鏌愪紒妤�(y猫)姝ｅ湪绶ㄥ埗绗洓瀛ｅ害鐝�(xi脿n)閲戦爯(y霉)绠�锛岀従(xi脿n)閲戜綑缂哄垪绀洪噾椤嶇偤-17840鍏冿紝鐝�(xi脿n)閲戠睂鎺垏閬�(y霉n)鐢ㄩ儴鍒嗗垪绀烘閭勫€熸鍒╂伅500鍏�锛岃嫢浼佹キ(y猫)闇€瑕佷繚鐣欑殑鏈€浣庣従(xi脿n)閲戜綑椤嶇偤3000鍏冿紝閵€琛屽€熸鐨勯噾椤嶈姹傛槸1000鍏冪殑鏁存暩(sh霉)鍊�锛岄偅涔堜紒妤�(y猫)绗洓瀛ｅ害鐨勬渶浣庡€熸椤嶇偤(銆€銆€)鍏�銆�

銆€銆€A.22000

銆€銆€B.18000

銆€銆€C.21000

銆€銆€D.23000

銆€銆€銆愮瓟妗堛€慉

銆€銆€銆愯В鏋愩€戝亣瑷�(sh猫)鍊熶汉x鍏�锛寈-17840-500≥3000锛岃В寰梮≥21340(鍏�)锛岀敱浜庡€熸閲戦鏄�1000鍏冪殑鏁存暩(sh霉)鍊�.鎵€浠ュ€熸閲戦鐐�22000鍏�銆�
鐠�(hu谩n)鐞冪恫(w菐ng)鏍″皬绶ㄦ帹钖︼細
2017骞翠腑绱氭渻瑷�(j矛)鑱风ū銆婁腑绱氳病(c谩i)鍕�(w霉)绠＄悊銆嬫ā鎿│椤�(涓€)
銆€銆€鐠�(hu谩n)鐞冪恫(w菐ng)鏍″弸鎯呮彁绀猴細濡傛灉鎮ㄥ湪涓礆鏈冭▓(j矛)鑱风ū鑰冭│閬庣▼涓亣鍒颁换浣曠枒鍟忥紝璜嬬櫥閷勭挵(hu谩n)鐞冪恫(w菐ng)鏍�涓礆鏈冭▓(j矛)鑱风ū鑰冭│闋婚亾鎴栫櫥闄�涓礆鏈冭▓(j矛)鑱风ū璜栧锛岄毃鏅�(sh铆)鑸囧唬澶ц€冪敓鏈嬪弸鍊戜竴璧蜂氦娴�!鏈枃鎻愪緵“2017骞翠腑绱氭渻瑷�(j矛)鑱风ū銆婁腑绱氳病(c谩i)鍕�(w霉)绠＄悊銆嬭€冮粸(di菐n)绶寸繏(x铆)椤岋細浣滄キ(y猫)鎴愭湰瑷�(j矛)绠楁硶”锛屼緵绶寸繏(x铆)

銆€銆€7銆佹煇鍏徃涓婂勾搴﹁硣閲戝钩鍧囧崰鐢ㄩ鐐�4000钀厓锛屽叾涓笉鍚堢悊鐨勯儴鍒嗘槸100钀厓锛岄爯(y霉)瑷�(j矛)鏈勾搴﹂姺鍞澧為暦鐜囩偤-3%锛岃硣閲戝懆杞�(zhu菐n)閫熷害鎻愰珮1%锛屽墖闋�(y霉)娓勾搴﹁硣閲戦渶瑕侀噺鐐�(銆€銆€)钀厓銆�

銆€銆€A.3745

銆€銆€B.3821

銆€銆€C.3977

銆€銆€D.4057

銆€銆€銆愮瓟妗堛€慉

銆€銆€銆愯В鏋愩€戣硣閲戦渶瑕侀噺=(鍩烘湡璩囬噾骞冲潎鍗犵敤椤�-涓嶅悎鐞嗚硣閲戝崰鐢ㄩ)×(1±闋�(y霉)娓湡閵峰敭澧炴笡鐜�)×(1-闋�(y霉)娓湡璩囬噾鍛ㄨ綁(zhu菐n)閫熷害澧為暦鐜�)銆傛湰椤屼腑闋�(y霉)娓勾搴﹁硣閲戦渶瑕侀噺=(4000—100)×(1—3%)×(1—1%)=3745(钀厓)銆�

銆€銆€8銆� 浼佹キ(y猫)鏈�-绛�5骞村悗鍒版湡鐨勮哺娆�锛屾瘡骞村勾鏈閭勫€熸3000鍏�锛屽亣瑷�(sh猫)璨告骞村埄鐜囩偤2%锛屽墖浼佹キ(y猫)瑭茬瓎璨告鐨勫埌鏈熷€肩偤(銆€銆€)鍏�銆�

銆€銆€A.15612

銆€銆€B.14140.5

銆€銆€C.15660

銆€銆€D.18372

銆€銆€銆愮瓟妗堛€慉

銆€銆€銆愯В鏋愩€戣哺娆惧埌鏈熷€�=3000×(F/A锛�2%锛�5)=3000×5.2040=15612(鍏�)

銆€銆€9銆佽嫢鐢茬敘(ch菐n)鍝佺殑闇€姹傚児(ji脿)鏍煎綀鎬х郴鏁�(sh霉)鐐�-2锛屽墖涓嬪垪瑾硶涓纰虹殑鏄�(銆€銆€)銆�

銆€銆€A.鐣�(d膩ng)鐢茬敘(ch菐n)鍝佸児(ji脿)鏍间笅闄�5%鏅�(sh铆)锛岄渶姹傚皣涓婂崌10%

銆€銆€B.鐣�(d膩ng)鐢茬敘(ch菐n)鍝佸児(ji脿)鏍间笅闄�5%鏅�(sh铆)锛岄渶姹傚皣涓嬮檷10%

銆€銆€C.鐣�(d膩ng)鐢茬敘(ch菐n)鍝佸児(ji脿)鏍间笅闄�5%鏅�(sh铆)锛岄渶姹傚皣涓婂崌2.5%

銆€銆€D.鐣�(d膩ng)鐢茬敘(ch菐n)鍝佸児(ji脿)鏍间笅闄�5%鏅�(sh铆)锛岄渶姹傚皣涓嬮檷2.5%

銆€銆€銆愮瓟妗堛€慉

銆€銆€銆愯В鏋愩€戞牴鎿�(j霉)闇€姹傚児(ji脿)鏍煎綀鎬х郴鏁�(sh霉)鐨勫叕寮忓彲鐭ワ紝鐣�(d膩ng)闇€姹傚児(ji脿)鏍煎綀鎬х郴鏁�(sh霉)鐐鸿矤(f霉)鏅�(sh铆)锛岃〃绀哄児(ji脿)鏍肩殑璁婂嫊(d貌ng)鏂瑰悜鑸囬渶姹傞噺鐨勮畩鍕�(d貌ng)鏂瑰悜鐩稿弽锛屽嵆闅ㄨ憲鍍�(ji脿)鏍间笅闄�锛岄渶姹傞噺涓婂崌锛屽張鍥�?y脿n)妯炬灗楂(ji脿)鏍煎綀鎬х郴鏁�(sh霉)鐨勭禃灏嶅€肩偤2锛岃鏄庨渶姹傞噺鐨勮畩鍖栧箙搴︽槸鍍�(ji脿)鏍艰畩鍖栧箙搴︾殑2鍊�銆�

銆€銆€10銆佷笅鍒楅棞(gu膩n)浜庣櫦(f膩)琛屽叕鍙稿偟鍒哥殑瑾硶涓�锛屼笉姝ｇ⒑鐨勬槸(銆€銆€)銆�

銆€銆€A.鍒╃敤鐧�(f膩)琛屽叕鍙稿偟鍒哥睂璩�锛岃兘澶犵睂闆嗗ぇ椤嶇殑璩囬噾锛屾豢瓒冲叕鍙稿ぇ瑕�(gu墨)?锛汭璩囩殑闇€瑕�

銆€銆€B.灏嶅叕鍙哥殑绀炬渻鑱茶(y霉)娌掓湁褰遍熆

銆€銆€C.鍕熼泦璩囬噾鐨勪娇鐢ㄩ檺鍒舵浠跺皯

銆€銆€D.璩囨湰鎴愭湰璨�(f霉)鎿�(d膩n)杓冮珮

銆€銆€銆愮瓟妗堛€態

銆€銆€銆愯В鏋愩€戝叕鍙稿偟鍒哥殑鐧�(f膩)琛屼富楂旓紝鏈夊毚(y谩n)鏍肩殑璩囨牸闄愬埗銆傜櫦(f膩)琛屽叕鍙稿偟鍒革紝寰€寰€鏄偂浠芥湁闄愬叕鍙稿拰鏈夊(sh铆)鍔涚殑鏈夐檺璨�(z茅)浠诲叕鍙告墍鐐�銆傞€氶亷鐧�(f膩)琛屽叕鍙稿偟鍒�锛�-鏂归潰绫岄泦浜嗗ぇ閲忚硣閲�锛屽彟-鏂归潰涔熸摯(ku貌)澶т簡鍏徃鐨勭ぞ鏈冨奖闊裤€傛墍浠ョ櫦(f膩)琛屽叕鍙稿偟鍒稿彲浠ユ彁楂樺叕鍙哥殑绀炬渻鑱茶(y霉)锛岄伕闋�(xi脿ng)B鐨勮娉曚笉姝ｇ⒑銆�

銆€銆€11銆� 浼佹キ(y猫)鎿€�(j矛n)琛�-闋�(xi脿ng)鎶曡硣锛屾姇璩囨敹鐩婄巼鐨勬儏娉佹渻闅ㄨ憲甯傚牬鎯呮硜鐨勮畩鍖栬€岀櫦(f膩)鐢熻畩鍖栵紝宸茬煡甯傚牬绻佹Ξ銆�-鑸拰琛伴€€鐨勬鐜囧垎鍒ョ偤0.3銆�0.5銆�0.2锛岀浉鎳�(y墨ng)鐨勬姇璩囨敹鐩婄巼鍒嗗垾鐐�20%銆�10%銆�-5%锛屽墖瑭查爡(xi脿ng)鎶曡硣鐨勬姇璩囨敹鐩婄巼鐨勬(bi膩o)婧�(zh菙n)宸偤(銆€銆€)銆�

銆€銆€A.10%

銆€銆€B.9%

銆€銆€C.8.66%

銆€銆€D.7%

銆€銆€銆愮瓟妗堛€慍

銆€銆€銆愯В鏋愩€戞牴鎿�(j霉)椤屾剰鍙煡鎶曡硣鏀剁泭鐜囩殑鏈熸湜鍊�=20%×0.3+10%×0.5+(-5%)×0.2=10%锛屾姇璩囨敹鐩婄巼鐨勬(bi膩o)婧�(zh菙n)宸�=[(20%-10%)2

銆€銆€12銆佷笅鍒楅棞(gu膩n)浜庡綀鎬ч爯(y霉)绠楁硶鐨勮娉曚腑锛屼笉姝ｇ⒑鐨勬槸(銆€銆€)銆�

銆€銆€A.褰堟€ч爯(y霉)绠楁硶鏄偤浜嗗綄瑁�(b菙)鍥哄畾闋�(y霉)绠楁硶鐨勭己闄疯€岀敘(ch菐n)鐢熺殑

銆€銆€B.褰堟€ч爯(y霉)绠楁硶鐨勭法鍒舵槸鏍规摎(j霉)妤�(y猫)鍕�(w霉)閲�銆佹垚鏈€佸埄娼ょ殑渚濆瓨闂�(gu膩n)绯�

銆€銆€C.褰堟€ч爯(y霉)绠楁硶鎵€渚濇摎(j霉)鐨勬キ(y猫)鍕�(w霉)閲忓彧鑳芥槸鐢�(ch菐n)閲忔垨閵峰敭閲�

銆€銆€D.褰堟€ч爯(y霉)绠楁硶鐨勯仼鐢ㄨ寖鍦嶅ぇ

銆€銆€銆愮瓟妗堛€慍

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